Net Worth Calculator

This calculator was designed to help you to take a “picture” of your current financial condition Whereas an income and expense statement shows you your financial picture for a period of time (month, year, etc.), this Net Worth Calculator will show you your financial picture at a single point in time (a specific date). That way, if you compute your Net Worth now, and then again 3 months from now, you will be able to tell whether your financial picture is improving or getting worse.

Starting at the top and working your way down, complete and calculate the totals for each of the six sections. Be sure to click on each section’s “Compute…” button before going on to the next section. Once you’ve computed the entire worksheet, including the Summary Assets & Liabilities, click on the “Create Report” button at the bottom of the worksheet. This will create a condensed report in a new window that you can print-out and compare to your other Net Worth Reports.


Cash Assets
Example Accounts Asset
Description
Market
Value
Cash on Hand

Checking accountsSavings accounts

Money market accounts

Money market fund accounts

Certificates of deposit

U.S. Treasury bills

Cash value of life insurance


Instructions

Cash Assets

Investment Assets

Retirement Assets

Personal Assets

Unsecured Liabilities

Secured Liabilites

Totals


Total Cash Assets:

Investment Assets
Example Accounts Asset
Description
Market
Value
Stocks

BondsMutual Fund Investments

Partnership Interests

Other Investments


Instructions

Cash Assets

Investment Assets

Retirement Assets

Personal Assets

Unsecured Liabilities

Secured Liabilites

Totals


Total Investment Assets:

Retirement Assets
Example Accounts Asset
Description
Market
Value
Pension

IRA AccountsKEOGH Accounts

401K

SEP

ESOP


Instructions

Cash Assets

Investment Assets

Retirement Assets

Personal Assets

Unsecured Liabilities

Secured Liabilites

Totals


Total Retirement Assets:

Personal Assets
Example Accounts Asset
Description
Market
Value
Principal Residence

Second Residence

Collectibles

Automobiles

Home Furnishings

Furs & Jewelry

Other Assets


Instructions

Cash Assets

Investment Assets

Retirement Assets

Personal Assets

Unsecured Liabilities

Secured Liabilites

Totals


Total Personal Assets:

Unsecured Liabilities
Example Accounts Asset
Description
Market
Value
Credit Cards

Charge Accounts

Student Loans

Alimony

Child Support

Tax Liability

Other


Instructions

Cash Assets

Investment Assets

Retirement Assets

Personal Assets

Unsecured Liabilities

Secured Liabilites

Totals


Total Unsecured Liabilities:

Secured Liabilities
Example Accounts Asset
Description
Market
Value
Auto Loans

Rec. Vehicle Loans

Appliance Loans

Home Mortgages

Home Equity Loans

Other Loans

Tax Liability

Other


Instructions

Cash Assets

Investment Assets

Retirement Assets

Personal Assets

Unsecured Liabilities

Secured Liabilites

Totals


Total Secured Liabilities:

Summary of Assets & Liabilites
Category Assets Liabilities

Cash Assets

Investment Assets

Retirement Assets

Personal Assets

Unsecured Liabilities

Secured Liabilities



Totals

Net Worth